Property & Casualty Underwriting Training Course

Course Overview

Learning Objectives

• Analyze the fundamental principles and practices of property and casualty underwriting.
• Identify key physical, financial, operational, legal, and environmental risk factors.
• Evaluate property and casualty exposures using structured underwriting methodologies.
• Assess construction, occupancy, protection, and exposure characteristics for property risks.
• Analyze liability exposures and the factors influencing potential claims severity.
• Evaluate claims history, loss experience, risk controls, and loss prevention measures.
• Apply underwriting guidelines to determine risk acceptability and appropriate terms.
• Assess policy limits, deductibles, exclusions, conditions, and coverage requirements.
• Develop appropriate underwriting recommendations for complex commercial and corporate risks.
• Strengthen the use of risk information and analytical techniques in underwriting decisions.
• Evaluate the potential impact of underwriting decisions on portfolio performance and profitability.
• Develop practical strategies for improving underwriting quality, consistency, and risk selection.

Who Should Attend

Learning Outcomes

• By the end of the course, participants will be able to:
• Explain the core principles and processes of property and casualty underwriting.
• Identify major risk characteristics affecting property and casualty exposures.
• Evaluate property risks based on construction, occupancy, protection, and exposure factors.
• Assess business interruption and consequential loss exposures.
• Analyze liability risks and potential sources of claims.
• Review claims history and loss experience to support underwriting decisions.
• Evaluate risk controls, loss prevention measures, and risk improvement opportunities.
• Determine appropriate coverage terms, limits, deductibles, exclusions, and conditions.
• Make structured underwriting recommendations for commercial and complex risks.
• Identify risks that require additional information, enhanced controls, special terms, or referral.
• Evaluate the relationship between underwriting decisions, pricing adequacy, and portfolio profitability.
• Develop practical approaches to strengthen property and casualty underwriting performance.

Course Outline

Upcoming Dates