Enterprise Insurance Program Design & Management Training Course

Course Overview

Learning Objectives

• Analyze enterprise-wide insurance requirements in relation to organizational risk exposures and strategic objectives.
• Identify and classify insurable risks across property, liability, business interruption, cyber, environmental, project, marine, and specialized risk areas.
• Assess existing insurance programmes and identify coverage gaps, overlaps, uninsured exposures, and structural inefficiencies.
• Design integrated insurance programme structures that align coverage with organizational risk appetite and financial priorities.
• Determine appropriate policy limits, deductibles, sublimits, coverage extensions, and retention levels.
• Evaluate insurance policy wording and programme structures to improve consistency and protection.
• Develop effective strategies for insurer selection, broker management, insurance placement, and programme implementation.
• Integrate claims experience and loss data into insurance programme design and renewal decisions.
• Establish governance and performance management frameworks for enterprise insurance programmes.
• Evaluate multinational and multi-location insurance programme requirements and coordination challenges.
• Develop strategies for managing emerging risks and adapting insurance programmes to changing organizational exposures.
• Prepare a comprehensive enterprise insurance programme management framework supporting financial protection, operational resilience, and continuous improvement.

Who Should Attend

Learning Outcomes

• By the end of this course, participants will be able to:
• Explain the principles and lifecycle of enterprise insurance programme design and management.
• Map organizational risks and translate identified exposures into appropriate insurance requirements.
• Evaluate existing insurance programmes against organizational objectives, risk appetite, and financial priorities.
• Identify coverage gaps, overlaps, uninsured exposures, underinsurance, and inefficient programme structures.
• Design appropriate insurance programme structures across multiple lines of insurance.
• Determine suitable limits, deductibles, sublimits, exclusions, extensions, and retention arrangements.
• Review policy wording and assess the interaction between different insurance policies and coverage areas.
• Develop structured insurance procurement and placement strategies.
• Manage relationships with insurers, brokers, reinsurers, internal stakeholders, and other insurance service providers.
• Use claims history and loss data to support programme optimization and renewal decisions.
• Establish insurance governance, reporting, performance measurement, and review mechanisms.
• Develop an enterprise insurance programme roadmap supporting effective risk transfer, financial protection, resilience, and continuous improvement.

Course Outline