Digital Banking, FinTech & AI#1077
Digital Banking Transformation
Guides banking leaders in assessing digital maturity and leading transformation through process redesign, automation and new digital operating models.
5 Days·Classroom
Stablecoins & Digital Assets: Risk and Regulation Training Course
Explains how private stablecoins are backed, redeemed and regulated, why pegs break, and how banks manage their exposure to these digital assets.
DBF · Digital Banking, FinTech & AIAll Levels#2985ClassroomEnglish , Arabic
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Free substitution at any time · 30+ days' notice: full refund minus 10%. Cancellation policy
Sectors:Finance, Investment & BankingCategories:Digital Banking, FinTech & AI
Course Overview
Stablecoins have moved from a niche instrument of crypto-asset trading into a serious topic for payments, settlement and banking supervision. These privately issued tokens promise a stable value against a reference currency, yet their safety depends entirely on reserves, redemption rights and governance that differ widely from one arrangement to another. This course gives participants a clear, practical understanding of how stablecoins and related digital assets are designed, used, risk-managed and regulated. Participants will compare fiat-backed, crypto-collateralized, commodity-linked and algorithmic models, and examine how issuance and redemption work in primary and secondary markets. The course analyzes reserve composition, custody and segregation, attestation versus full audit, and the run dynamics that lead to de-pegging, using anonymized episodes to show how confidence is lost and restored. The program then looks at real applications, including cross-border payments, settlement of tokenized assets, corporate treasury use and tokenized bank deposits, and at the risks they create for banks: reserve, liquidity, operational, smart contract, custody and consumer protection risk, together with the prudential treatment of crypto-asset exposures. Central bank digital currencies, blockchain engineering and AML programs are treated in separate courses; here the focus is on private stablecoins and their oversight. Through case studies, reserve stress tests, risk mapping exercises and regulatory comparisons, participants will examine international recommendations from bodies such as the Financial Stability Board, the Basel Committee and FATF, review how licensing regimes approach issuers and service providers, and build a practical roadmap for their institution's stablecoin policy.
Learning Objectives
- Explain how privately issued stablecoins maintain a stable value and how they differ from bank deposits, e-money and central bank digital currencies by the end of the course.
- Compare fiat-backed, crypto-collateralized, commodity-linked and algorithmic stablecoin models and their stability mechanisms.
- Evaluate reserve composition, custody arrangements, segregation of assets and redemption rights using structured due diligence criteria.
- Analyze the causes and transmission channels of de-pegging events, runs and loss of market confidence.
- Assess practical applications of stablecoins in cross-border payments, tokenized asset settlement and corporate treasury operations.
- Identify the liquidity, credit, operational, smart contract and custody risks that stablecoin activities create for banks.
- Apply the prudential treatment of crypto-asset exposures to classify and manage bank holdings and services.
- Examine how international recommendations and national licensing regimes regulate stablecoin issuers and service providers.
- Design governance, risk appetite and control frameworks for institutional engagement with stablecoins.
- Develop an institutional stablecoin policy and implementation roadmap aligned with regulatory expectations before course completion.
Who Should Attend
This course is designed for risk managers, treasury managers, compliance officers, payments and digital banking managers, product managers, legal advisors, internal auditors, financial analysts, strategy and innovation managers, and senior executives who need to understand stablecoins and digital assets and decide how their institutions should engage with them.
The program is equally valuable for professionals in central banks, financial regulatory and supervisory authorities, ministries of finance, commercial and Islamic banks, payment service providers, investment and asset management firms, and FinTech companies. Professionals responsible for digital asset policy, issuer licensing and supervision, reserve oversight, custody services, correspondent banking or cross-border payment strategy, and those evaluating partnerships with stablecoin issuers, will benefit most.
Learning Outcomes
- By the end of this course, participants will be able to:
- Explain the design, value mechanism and legal nature of the main stablecoin models.
- Distinguish stablecoins from bank deposits, e-money, tokenized deposits and central bank digital currencies.
- Evaluate the quality, liquidity and custody of stablecoin reserves and the strength of redemption rights.
- Interpret attestation reports and reserve disclosures and identify early warning signs of de-pegging.
- Assess stablecoin applications in payments, settlement and treasury against cost, risk and regulatory criteria.
- Identify and measure the liquidity, operational, smart contract and custody risks of stablecoin activities.
- Apply the prudential treatment of crypto-asset exposures to bank holdings and services.
- Compare regulatory approaches to stablecoin issuers and virtual asset service providers.
- Advise senior management and boards on stablecoin opportunities, risks and permitted activities.
- Develop a practical stablecoin policy and roadmap that strengthens governance, controls and supervisory readiness.
Course Outline
Course Outline:
Stablecoin Fundamentals and Design Models
- Evolution of digital assets and the role of stablecoins in the crypto-asset market
- Fiat-backed, crypto-collateralized, commodity-linked and algorithmic stablecoin models
- Issuance, redemption and the roles of issuers, custodians, distributors and holders
- Stablecoins compared with bank deposits, e-money, tokenized deposits and CBDCs
- Practical application: Mapping the structure and stability mechanism of selected stablecoin designs
Reserve Backing, Redemption and Peg Stability
- Reserve asset composition, quality, maturity and concentration of holdings
- Custody, segregation and bankruptcy remoteness of reserve assets
- Attestation reports, independent audits and public disclosure of reserves
- De-pegging mechanics, run dynamics and lessons from past stablecoin failures
- Practical application: Stress testing a stablecoin reserve against a large redemption wave
Applications in Payments, Settlement and Banking
- Cross-border payments, remittances and on-ramp and off-ramp services
- Settlement of tokenized securities and other tokenized real-world assets
- Corporate treasury use, liquidity management and programmable payments
- Bank roles as reserve holders, custodians, distributors and token issuers
- Practical application: Building a business case for a stablecoin-based payment service
Risk Management for Stablecoin and Digital Asset Activities
- Liquidity, credit and market risk arising from reserves and redemptions
- Operational, smart contract, private key management and custody risk
- Prudential treatment of crypto-asset exposures and bank risk appetite
- Consumer protection, disclosure and financial crime touchpoints
- Practical application: Developing a risk register and control matrix for stablecoin activities
Regulation, Supervision and Institutional Strategy
- International recommendations for stablecoin arrangements and virtual assets
- Licensing, reserve, redemption and disclosure requirements for issuers
- Supervisory approaches to virtual asset service providers and cross-border coordination
- Board oversight, policy setting and engagement with regulators
- Final workshop: Preparing an institutional stablecoin policy and roadmap covering governance, risk appetite, permitted activities, reserve and custody standards, controls and supervisory engagement
Upcoming Dates
Selected date
London · 12 – 16 Apr 2027 · Classroom
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| City | Dates | Price per Participant | Early Bird | |
|---|---|---|---|---|
KigaliScheduled | 9 – 13 Nov 2026 | €5,100 | — | |
Kuala LumpurScheduled | 9 – 13 Nov 2026 | €4,400 | — | |
LisbonScheduled | 16 – 20 Nov 2026 | €5,400 | — | |
LondonScheduled | 23 – 27 Nov 2026 | €5,600 | €5,040until 2 Nov | |
MadinahScheduled | 23 – 27 Nov 2026 | €4,200 | €3,780until 2 Nov | |
MadridScheduled | 30 Nov – 4 Dec 2026 | €5,400 | €4,860until 9 Nov | |
MakkahScheduled | 7 – 11 Dec 2026 | €4,200 | €3,780until 16 Nov | |
ManamaScheduled | 7 – 11 Dec 2026 | €4,700 | €4,230until 16 Nov | |
MilanScheduled | 14 – 18 Dec 2026 | €6,000 | €5,400until 23 Nov | |
MuscatScheduled | 21 – 25 Dec 2026 | €5,300 | €4,770until 30 Nov | |
OnlineScheduled | 27 – 31 Dec 2026 | €1,700 | €1,530until 7 Dec | |
ParisScheduled | 28 Dec 2026 – 1 Jan 2027 | €5,700 | €5,130until 7 Dec | |
RiyadhScheduled | 4 – 8 Jan 2027 | €4,200 | €3,780until 14 Dec | |
AbujaScheduled | 11 – 15 Jan 2027 | €5,100 | €4,590until 21 Dec | |
SalalahScheduled | 11 – 15 Jan 2027 | €5,300 | €4,770until 21 Dec | |
AccraScheduled | 18 – 22 Jan 2027 | €5,100 | €4,590until 28 Dec | |
AmmanScheduled | 24 – 28 Jan 2027 | €3,100 | €2,790until 4 Jan | |
AmsterdamScheduled | 25 – 29 Jan 2027 | €5,400 | €4,860until 4 Jan | |
BakuScheduled | 1 – 5 Feb 2027 | €4,800 | €4,320until 11 Jan | |
BangkokScheduled | 8 – 12 Feb 2027 | €6,100 | €5,490until 18 Jan | |
BarcelonaScheduled | 8 – 12 Feb 2027 | €5,400 | €4,860until 18 Jan | |
BeirutScheduled | 14 – 18 Feb 2027 | €4,000 | €3,600until 25 Jan | |
CairoScheduled | 21 – 25 Feb 2027 | €3,300 | €2,970until 1 Feb | |
DammamScheduled | 28 Feb – 4 Mar 2027 | €4,200 | €3,780until 8 Feb | |
Cape TownScheduled | 1 – 5 Mar 2027 | €5,100 | €4,590until 8 Feb | |
DohaScheduled | 7 – 11 Mar 2027 | €4,400 | €3,960until 15 Feb | |
DubaiScheduled | 14 – 18 Mar 2027 | €4,400 | €3,960until 22 Feb | |
GenevaScheduled | 15 – 19 Mar 2027 | €6,300 | €5,670until 22 Feb | |
IstanbulScheduled | 22 – 26 Mar 2027 | €4,700 | €4,230until 1 Mar | |
JeddahScheduled | 28 Mar – 1 Apr 2027 | €4,200 | €3,780until 8 Mar | |
LondonScheduled | 12 – 16 Apr 2027 | €5,600 | €5,040until 22 Mar |
Available in: Istanbul · Dubai · London · Riyadh · Doha · Amsterdam
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