Credit & Lending Management#1017
Credit Analysis & Lending Decisions
Equips lenders to read borrower financial statements, test repayment capacity through cash flow and ratio analysis, and reach sound lending decisions.
5 Days·Classroom
Credit Portfolio Management
Teaches bankers to manage loan portfolios for the right balance of return and risk, tracking asset quality, concentration and diversification against appetite.
CLM · Credit & Lending Management#1020Classroom
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Free substitution at any time · 30+ days' notice: full refund minus 10%. Cancellation policy
Sectors:Finance, Investment & BankingCategories:Credit & Lending Management
Course Overview
Credit Portfolio Management is a comprehensive professional training course designed to strengthen the capabilities of banking and finance professionals in managing credit portfolios effectively while maintaining an optimal balance between profitability, risk exposure, and regulatory compliance. As financial institutions operate in increasingly dynamic economic environments, effective credit portfolio management has become essential for protecting asset quality, optimizing capital allocation, and ensuring long-term financial sustainability. This course provides participants with a structured framework for managing the entire credit portfolio lifecycle, including portfolio construction, risk diversification, concentration risk management, portfolio monitoring, credit quality assessment, and performance evaluation. Participants will gain practical insights into how strategic credit portfolio management supports organizational resilience, improves lending performance, and enhances enterprise-wide risk management. The program explores advanced methodologies for portfolio segmentation, credit risk measurement, stress testing, expected credit loss assessment, early warning indicators, and portfolio optimization. It also examines the integration of governance, regulatory requirements, internal controls, and risk appetite frameworks into effective credit portfolio management practices. Emphasis is placed on developing analytical capabilities that support proactive portfolio monitoring and informed strategic decision-making. Through practical case studies, interactive workshops, and real-world portfolio analysis exercises, participants will develop the skills required to evaluate portfolio performance, identify emerging risks, improve asset quality, and implement portfolio management strategies that align with organizational objectives. The course is particularly valuable for banks, financial institutions, government financing agencies, development banks, and large organizations seeking to strengthen their credit portfolio management capabilities and enhance financial performance.
Learning Objectives
- Analyze credit portfolio composition and asset quality using advanced portfolio management techniques by the end of the course.
- Evaluate portfolio performance through key credit risk and financial performance indicators.
- Apply portfolio diversification strategies to reduce concentration risk and improve portfolio resilience.
- Develop effective credit portfolio management strategies aligned with organizational objectives and risk appetite.
- Assess portfolio credit quality using quantitative and qualitative risk assessment methodologies.
- Improve portfolio monitoring processes through early warning indicators and ongoing risk analysis.
- Strengthen decision-making by evaluating portfolio trends, sector exposures, and borrower concentrations.
- Implement portfolio reporting frameworks that support executive management and credit committees.
- Assess the impact of economic conditions and regulatory changes on portfolio performance.
- Align credit portfolio management practices with governance frameworks, internal controls, and regulatory requirements.
Who Should Attend
This course is designed for credit portfolio managers, senior credit analysts, credit managers, relationship managers, commercial and corporate banking professionals, portfolio risk analysts, credit officers, lending managers, enterprise risk professionals, asset quality specialists, and professionals responsible for monitoring and managing credit portfolios within financial institutions.
It is also suitable for heads of credit, chief risk officers, portfolio management executives, credit committee members, internal auditors, compliance professionals, banking supervisors, development finance specialists, government financing institutions, investment professionals, finance executives, and decision-makers responsible for improving credit portfolio performance, strengthening asset quality, and enhancing organizational risk management.
Learning Outcomes
- By the end of this course, participants will be able to:
- Analyze the structure and performance of credit portfolios using professional portfolio management techniques.
- Evaluate asset quality, portfolio concentration, and credit risk exposures.
- Apply portfolio diversification strategies to improve risk-adjusted portfolio performance.
- Monitor portfolio quality using key performance indicators and early warning systems.
- Identify emerging portfolio risks and recommend appropriate mitigation strategies.
- Evaluate non-performing loans and recommend portfolio improvement initiatives.
- Prepare professional credit portfolio performance reports for senior management and credit committees.
- Assess the impact of market conditions and economic developments on credit portfolio quality.
- Apply governance and regulatory principles to strengthen portfolio oversight and control.
- Develop strategic action plans to enhance portfolio quality, improve financial performance, and support sustainable lending practices.
Course Outline
Course Outline:
Foundations of Credit Portfolio Management
- The strategic role of credit portfolio management in financial institutions
- Credit portfolio lifecycle and portfolio governance
- Credit policies, risk appetite, and portfolio objectives
- Asset quality fundamentals and portfolio performance measurement
- Practical application: Assessing the structure of a credit portfolio
Credit Portfolio Risk Analysis
- Credit portfolio segmentation and borrower classification
- Portfolio concentration risk analysis
- Credit quality assessment and portfolio performance indicators
- Economic and industry risk analysis affecting portfolio performance
- Practical application: Portfolio risk analysis using real portfolio data
Portfolio Monitoring and Problem Asset Management
- Portfolio monitoring frameworks and performance reporting
- Early warning indicators and credit deterioration monitoring
- Non-performing loan management and portfolio recovery strategies
- Portfolio stress testing and scenario analysis
- Practical application: Evaluating portfolio quality and recommending corrective actions
Portfolio Optimization and Strategic Credit Management
- Portfolio diversification strategies
- Capital allocation and risk-adjusted portfolio management
- Portfolio restructuring and optimization techniques
- Digital analytics and technology in credit portfolio management
- Practical application: Designing an optimized credit portfolio strategy
Best Practices in Credit Portfolio Management
- Governance, regulatory expectations, and compliance requirements
- Internal controls and portfolio oversight
- Continuous improvement of credit portfolio management processes
- Building a sustainable and resilient credit portfolio
- Final workshop: Develop a comprehensive credit portfolio management strategy, evaluate portfolio performance, identify key risks, and prepare an implementation action plan to strengthen portfolio quality and organizational performance.
Upcoming Dates
Selected date
Amsterdam · 17 – 21 May 2027 · Classroom
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| City | Dates | Price per Participant | Early Bird | |
|---|---|---|---|---|
AbujaScheduled | 2 – 6 Nov 2026 | €5,100 | — | |
TunisiaScheduled | 9 – 13 Nov 2026 | €3,800 | — | |
AccraScheduled | 9 – 13 Nov 2026 | €5,100 | — | |
AmmanScheduled | 15 – 19 Nov 2026 | €3,100 | — | |
ManamaScheduled | 16 – 20 Nov 2026 | €4,700 | — | |
MilanScheduled | 23 – 27 Nov 2026 | €6,000 | — | |
AmsterdamScheduled | 23 – 27 Nov 2026 | €5,400 | — | |
OnlineScheduled | 29 Nov – 3 Dec 2026 | €1,700 | €1,530until 9 Nov | |
BakuScheduled | 30 Nov – 4 Dec 2026 | €4,800 | €4,320until 9 Nov | |
TunisiaScheduled | 7 – 11 Dec 2026 | €3,800 | €3,420until 16 Nov | |
BangkokScheduled | 7 – 11 Dec 2026 | €6,100 | €5,490until 16 Nov | |
ManamaScheduled | 14 – 18 Dec 2026 | €4,700 | €4,230until 23 Nov | |
BarcelonaScheduled | 14 – 18 Dec 2026 | €5,400 | €4,860until 23 Nov | |
BeirutScheduled | 20 – 24 Dec 2026 | €4,000 | €3,600until 30 Nov | |
MilanScheduled | 21 – 25 Dec 2026 | €6,000 | €5,400until 30 Nov | |
OnlineScheduled | 27 – 31 Dec 2026 | €1,700 | €1,530until 7 Dec | |
CairoScheduled | 27 – 31 Dec 2026 | €3,300 | €2,970until 7 Dec | |
Cape TownScheduled | 28 Dec 2026 – 1 Jan 2027 | €5,100 | €4,590until 7 Dec | |
DammamScheduled | 3 – 7 Jan 2027 | €4,200 | €3,780until 14 Dec | |
TunisiaScheduled | 4 – 8 Jan 2027 | €3,800 | €3,420until 14 Dec | |
DohaScheduled | 10 – 14 Jan 2027 | €4,400 | €3,960until 21 Dec | |
ManamaScheduled | 11 – 15 Jan 2027 | €4,700 | €4,230until 21 Dec | |
DubaiScheduled | 17 – 21 Jan 2027 | €4,400 | €3,960until 28 Dec | |
MilanScheduled | 18 – 22 Jan 2027 | €6,000 | €5,400until 28 Dec | |
OnlineScheduled | 24 – 28 Jan 2027 | €1,700 | €1,530until 4 Jan | |
GenevaScheduled | 25 – 29 Jan 2027 | €6,300 | €5,670until 4 Jan | |
TunisiaScheduled | 1 – 5 Feb 2027 | €3,800 | €3,420until 11 Jan | |
IstanbulScheduled | 1 – 5 Feb 2027 | €4,700 | €4,230until 11 Jan | |
JeddahScheduled | 7 – 11 Feb 2027 | €4,200 | €3,780until 18 Jan | |
ManamaScheduled | 8 – 12 Feb 2027 | €4,700 | €4,230until 18 Jan | |
AmsterdamScheduled | 17 – 21 May 2027 | €5,400 | €4,860until 26 Apr |
Available in: Istanbul · Dubai · London · Riyadh · Doha · Amsterdam
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